Federal loan calculator

When federal loan payments resume we assume your federal monthly payment remains the same and the maturity date will be pushed out the length of the current federal loan reliefUsing the free calculator is for informational purposes only does not constitute financial advice or an offer to receive a loan. Perkins loans have a fixed interest rate of 5.

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Currently the 2020-2021 Undergraduate Federal Stafford Loan has a fixed interest rate of 275 a record low and the Federal PLUS loan has a fixed rate of 53.

. Your student loan repayment term. This loan calculator assumes that the interest rate remains constant throughout the life of the loan. 2 For private student loans the repayment term can range anywhere from 5-20 years depending on the loanYoull be given a definite term for your loan when you apply.

Federal loans generally have a standard repayment schedule of 10 years. Your loan repayment term is the number of years you have to pay it back.

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